Somebody Please go get this 95 m edition with less that 30k miles for 7495!!! [Archive] (2024)

MX-5 Miata Forum > All Miatas > Pricing and Dealer Discussion > Somebody Please go get this 95 m edition with less that 30k miles for 7495!!!

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magujia

27th October 2015, 14:01

https://daytona.craigslist.org/cto/5286163612.html

http://images.craigslist.org/00r0r_d6lyHsFUv84_600x450.jpg

The Driver

27th October 2015, 14:03

:jump: Oh my WORD!!! :jump:

You know, that one I'd check for rust. Cars that are this close to the Atlantic, do get quite a bit of seabreeze exposure. Seabreeze carries sand/salt.

The car looks NICE!!!

MX5AGAIN

27th October 2015, 16:21

Another low miler from FLA.

http://images.craigslist.org/00r0r_d6lyHsFUv84_600x450.jpg
http://images.craigslist.org/00n0n_i0kKaD2NOWB_600x450.jpg
http://images.craigslist.org/00G0G_gS8BUDhBwkr_600x450.jpg

This is a 1995 Miata in like new condition! Maroon with tan top and tan leather,5 speed with under 30000 miles.

http://daytona.craigslist.org/cto/5286163612.html

I'll take this over a new ND any day, and save over 20K !!

emptyminded42

27th October 2015, 16:35

Holy cow... where was this when I was buying?!!

MX5AGAIN

27th October 2015, 16:39

It's actually to nice for me.

I scratch mine getting the lawnmower out, park it anywhere, drive at 10/10ths, never clean the interior, sit stuff on it in the garage, etc.

With this M I'd be a nervous wreck and if it got door dinged or worse . . . . . . . . . . . . . .

YP515

27th October 2015, 16:45

Ditto, preserving a car that nice is something I'm to old for. I just want to drive, I can't imagine scuffing one of those BBS wheels.

I just noticed the manufactured home and golf cart behind it. Golf community = geezers, maybe they don't want a stick shift anymore ?

Damn nice car :thumbs: .

Greg 713

27th October 2015, 17:14

Duplicate thread so I am going to merge them.

The Speedgeek

27th October 2015, 17:44

WOW. *Like*

tvrbob

27th October 2015, 18:07

Deleted in the last two minutes. I clicked on it and looked at it for a couple of minutes. Clicked Reply, and it was gone.

YP515

27th October 2015, 18:24

We had a beautiful 1992 red Miata with 25,000 original miles on Craigs here in Florida (the car was PERFECT) for 5 grand. I told my wife about it while she was in the shower, by the time she got out to take a look it was gonzo.

Gotta' be looking and ya' gotta be quick. I can't believe these cars even exist BUT they are out there in the retirement state..

angel

31st October 2015, 02:57

hi there! i purchased that m. additional pictures attached and in the "post pictures of your na" thread. drives really nice. does not have a ding or scratch on it. the rims are perfect but does have three bbs and one miata cap. All the lettering on the stalks and radio are clear and like new. The cd works perfect and the speaker sound is clear as if the paper drivers on them are intact. really strange to sit and drive a 20yr old unrestored car that clean and unused. Just looking for a low mileage na when i saw this one. it was in a 55 and over community just south of Daytona beach. no rust anywhere. only has one baby tooth, i thought all miata came with two. seat leather is really nice just needs a little cleaning. does have three small one inch velcro patches on the instrument hood glued down. will try to remove with a blow dryer. the seller received 6 calls on it while i was there checking it out so he would not budge on the price. came with cap removal tool. appears to be original top. radiator has turned that light color will need to be replaced. Drove it back three hours home. Actually drives better after that drive than when i started. obviously not driven much for long period at highway speed. Will take more pictures when back in town, system wont let me repost same pictures from other thread. ac was weak but worse now but i knew that as soon as i turned it on the test drive. the third brake light does have what appears to be a "miata" in cursive sticker. That is not original is it? Dont know much about these m editions. Just looking for a low mileage na. 229999230000

tvrbob

31st October 2015, 06:48

hi there! i purchased that m. additional pictures attached and in the "post pictures of your na" thread. drives really nice. does not have a ding or scratch on it. the rims are perfect but does have three bbs and one miata cap. All the lettering on the stalks and radio are clear and like new. The cd works perfect and the speaker sound is clear as if the paper drivers on them are intact. really strange to sit and drive a 20yr old unrestored car that clean and unused. Just looking for a low mileage na when i saw this one. it was in a 55 and over community just south of Daytona beach. no rust anywhere. only has one baby tooth, i thought all miata came with two. seat leather is really nice just needs a little cleaning. does have three small one inch velcro patches on the instrument hood glued down. will try to remove with a blow dryer. the seller received 6 calls on it while i was there checking it out so he would not budge on the price. came with cap removal tool. appears to be original top. radiator has turned that light color will need to be replaced. Drove it back three hours home. Actually drives better after that drive than when i started. obviously not driven much for long period at highway speed. Will take more pictures when back in town, system wont let me repost same pictures from other thread. ac was weak but worse now but i knew that as soon as i turned it on the test drive. the third brake light does have what appears to be a "miata" in cursive sticker. That is not original is it? Dont know much about these m editions. Just looking for a low mileage na. 229999230000Well done! Thanks for the write-up.

You are correct. The third brake light sticker is not original.

Miacobra

31st October 2015, 08:14

Well done. Nice to see some folks can make a quik decision, without having to ask the community IF it is a good buy, or not.
Enjoy your new car, looks great.

huesmann

31st October 2015, 08:44

Very clean car!

KeeperNC

31st October 2015, 08:51

Great score! That's the way to get the car when it's such a sweet deal - move fast, get there in person, and don't miss out by trying to haggle over a couple hundred, not when it's underpriced to begin with. Well done!

Greg 713

31st October 2015, 10:35

hi there! i purchased that m. ...drives really nice. does not have a ding or scratch on it. the rims are perfect but does have three bbs and one miata cap. All the lettering on the stalks and radio are clear and like new. The cd works perfect and the speaker sound is clear as if the paper drivers on them are intact. really strange to sit and drive a 20yr old unrestored car that clean and unused.....no rust anywhere..... seat leather is really nice just needs a little cleaning.....the seller received 6 calls on it while i was there checking it out so he would not budge on the price.....appears to be original topmove fast, get there in person, and don't miss out by trying to haggle over a couple hundred, not when it's underpriced to begin with. Well done!Keeper is RIGHT on! Many here are really online tire kickers (myself included) and deals have to fall into our lap to get us off our butts and do something. You made it happen and you got a super nice 95 M so good for you!

From what you described you could do one of two things. Keep the car original and have a 20 year old time machine that you would drive on occasion so 20 years from now you would have a 40 year old time machine. Others might not but I could respect that.

Or you could drive it, maintain it and enjoy it for 20 years*. Others might not but I could respect that too.

*10K miles per year for 20 years would give you a tired 230K mile convertible but still be fun.

rstange1

31st October 2015, 11:34

hi there! i purchased that m.

Good work! That's a keeper...

angel

31st October 2015, 18:52

Thank you again! My intention is to drive it. It is now my daily driver. I will probably put 8k a year on it so I have many good years of fun driving. Here are some pictures:

230057230058230059230060

The Driver

31st October 2015, 19:12

Thank you again! My intention is to drive it. It is now my daily driver. I will probably put 8k a year on it so I have many good years of fun driving. Here are some pictures:

230057230058230059230060

Great buy! Enjoy!!! :thumbs:

Crossworth

1st November 2015, 01:48

Well done Angel.....

I have been in your shoes before. First one to respond in person to the ad.
While speaking with seller her answering machine was going off, non stop.
It was an old fashion answering machine. I could hear the message being left.

Kudos to the seller for honoring her word.
She gave me first dibs. I paid full price.

miataknowbetter

1st November 2015, 09:39

What is meant by baby teeth?

tvrbob

1st November 2015, 10:51

What is meant by baby teeth?The little things that the straps are hooked onto:

http://www.harrisonindustrial.com/images/Miata/MME%20Dyno%20Day%201-15-10/IMG_1120.JPG

mx52go

1st November 2015, 12:21

Angel - appears to be a pretty darn good buy at face value. You are a fortunate individual :thumbs:!

Glad to hear that you are going to put it into use and get enjoyment out of it.

Congrats! :wave:

Lestat

1st November 2015, 12:28

Thank you again! My intention is to drive it. It is now my daily driver. I will probably put 8k a year on it so I have many good years of fun driving. Here are some pictures:

230057230058230059230060

Congratulations on your purchase. Hope you will get years of pleasure out of your spiffy example, and that you will enjoy it as much as I do my '95M. Please rack up the miles quickly, so that my car will not long have to bow to yours for "low mileage." :D

angel

7th November 2015, 18:42

I read that the m editions came with a key ring and lapel pin. Does anyone have a picture of the key ring?

Thanks

tom4416

7th November 2015, 19:26

Ask and you shall receive :)

angel

7th November 2015, 20:30

That is cool thank you. Are they the same for all years? Looking for 1995. Now I know what to look for. The search is on!

tom4416

8th November 2015, 10:03

I don't know if they stayed the same but that is the set that came with my 95M. You can find them on fleabay every once in a while although they are becoming more scarce and people are holding onto them with their cars to enhance the collector value.

angel

3rd April 2016, 21:24

240779240780240781240782

The craigslist ad expired and I wanted to add pictures for future reference. I hope that is ok.
Thanks

angel

3rd April 2016, 21:27

240783240784240785240786

Hawker

6th April 2016, 14:07

My favorite M Editon. Great buy, enjoy the dickens out of it...and don't park it at Wal-Mart! :)

PS: Did it come with a hardtop by any chance?

angel

6th April 2016, 18:23

Thank you for the kind words! No hardtop was included but that is ok. I do not have anywhere to store it and couldn't bring myself to selling it. It is my DD, mileage is now around 32k. I did have someone steal 2 of my BBS tire valve covers on the passenger side. I must have interrupted him before he could make it to the drivers side. Purchased 4 new original BBS so I have spares in case.
I am very careful where I park and take my wife's car if needed.

KeeperNC

6th April 2016, 21:26

Don't worry Angel - if anyone steals your spare caps, you know I've got more. ;)

Nice pickup, even nicer cleanup - well done!!

Crossworth

10th April 2016, 12:39

Hi Angel,

I am kinda late to the party of greeting you a high five for a job well done.
As I read this thread sounds like you choose to move on it ASAP.
And you were rewarded.

If I had the extra cash. I would like to have a pristine 95M with matching hardtop.
Followed by a 97R ( It's free to dream ) and a BRG.

You bought a desirable model that is no longer a deprecaiting assets.

As the pro say in the auctions....well bought.

Enjoy your daily drives with it. If you ever have a question the folks in Mnet would gladly assist you....right guys / gals ?!

angel

10th April 2016, 20:39

Thank you!
As a matter of fact I do have a question. I know this may seem silly and I am only doing it because this car is my DD. The M edition floormats that came with the car look brand new as do the radio and cd player which actually works. I would like to preserve them so I purchased a radio and non working cd player that look really good and floor mats from another 95m. I saw the shifter from the same car but it looked really rough so I passed on it. The cd doesn't work but looks good and floor mats looked terrible but after an hour of scrubbing with Tide they came out unbelievably clean. My intent is to put away the as new floor mats and use the cleaned up ones. Also replace the original As new working radio and cd with the other working radio and non working cd with the plug adapter explained in the garage section to play mp3. I bought a second non working cd player (thank you Jim!) to remove the already wired plug and simply solder the end to the female jack housing. My shifter also looks as new. It appears that Nardi makes a similar shifter but is a little taller. I am exploring options to cut it down to the same height to replace my original shifter with the same look if I cannot find a reasonable replacement. Does that seem silly?
I want to be able to show the car locally with the as new floor mats and original shifter yet drive them with the replacement ones as to keep them looking its best. Anyone else do this or am I the only one on the edge?

mrcarnut

12th April 2016, 07:38

Angel, congrats on getting the car. I am a fanatic for both the floor mats as well as the Nardi shift knobs. Keeping both in pristine condition for shows is definitely the way to go. A new set of mats (if you can find them) would probably set you back $300 and a new Nardi somewhere near $4-500 and they are very hard to find new. If the taller Nardi that you mention is the one that uses set screws it would probably not be able to be cut down. I would recommend picking up the standard shift knob that came on any of the Miata's. That knob is well waited and would screw right on to your car without using the set screws and could probably be bought for $20. Keep the mats and knob as new as possible given the rarity and cost to replace. Good luck and enjoy.

tom4416

12th April 2016, 11:48

Agree totally with using the stock rubber shift knob that came on regular Miatas and keeping the Nardi preserved for shows - and seriously, keep an eye on it during shows as your top will probably be down, lots of people looking inside the car, takes about 30 seconds to reach over and unscrew the shift knob.

Thieves have figured out that with a 95M, you run around the car with the cap wrench and remove all four BBS center caps (30 seconds), get into the interior if it's unlocked and another 30 seconds to unscrew the shift knob, grab the floormats and depart. If everything is in excellent shape, they've got an easy $800-$1000 worth of parts without almost no exposure or risk. And good luck proving the Nardi knob on eBay is the one stolen from your car :(.

Sharpie

12th April 2016, 11:57

Tom, do you know anyone that this has actually happened to?

Yes, it's possible, but not very likely. He is more likely to have it totaled by someone turning left in front of him.

tvrbob

12th April 2016, 18:55

Tom, do you know anyone that this has actually happened to?

Yes, it's possible, but not very likely.Exactly what I was going to say. Thieves long ago figured out that BBS caps are easy to steal and sell. I highly doubt that there's a roaming band targeting '95 M Editions for mats and shift knobs.

angel

24th December 2017, 16:59

https://uploads.tapatalk-cdn.com/20171224/80777e23258af8c2192d50bb4f0aac00.jpg

After two years and 20k miles on the subject miata of this thread I was rear ended by a 16 yr old driving a range rover. I printed out some BAT comparables and had the adjuster come over. He said its a show piece which it is. But I am afraid it is totaled. Any other sources to try and estimate a value? The car is in the same condition as I purchased it.
https://uploads.tapatalk-cdn.com/20171224/a4c7b435dea32d72c4c70baa8f0aacb1.jpg

https://uploads.tapatalk-cdn.com/20171224/6dc155f3bd2727b308b7afe8c532ca9a.jpg

tradosaurus

24th December 2017, 19:57

:cry::realmad::cry:

magujia

24th December 2017, 20:50

Sorry to see this Angel, what a shame, Im sure you will find another one soon, good luck.
Michel.

PS check Bringatrailer.com

tom4416

24th December 2017, 23:13

BaT is probably the best source for confirmed sales that usually carry a significant premium for quality cars. I sold my 95M with 17K on it for $12K over six years ago. Try and buy it back for the salvage value, the wheels alone are worth quite a bit. Or, a high end body shop may be able to bring it back to life although I suspect the cost to do it right would be exorbitant.

Philpug

25th December 2017, 01:57

Sorry to hear, Dude. I agree BaT is the best reference of value for these cars. Get em.

mx52go

27th December 2017, 21:03

Major bummer :( so sorry to hear and see.

In the latest issue of Grassroots Motorsports magazine, there is a comparable '95 M. It is in the classifieds.

It is in Amelia Island, FL for $10k.

Good for your insurance value AND maybe a replacement :dunno:

Venturous

27th December 2017, 21:28

I would have at least $10,000 in pain and suffering.
Randy

mrus

28th December 2017, 12:54

https://daytona.craigslist.org/cto/5286163612.html

http://images.craigslist.org/00r0r_d6lyHsFUv84_600x450.jpg

>>>>>>>>>>>>>>>>>>>>>>>>>
Did anyone get the serial number>>> would like to log it in with the others.
Happy Holidays,
John

Cincycaddy

28th December 2017, 13:22

I want the wheels and interior :)

angel

28th December 2017, 21:04

Just got an estimate from the body shop for $10,600 to repair. No way the the value will support repair. I will call Allstate tomorrow and talk market value for the car. I will try to purchase the car back. I am so bummed and disappointed. The car is at the body shop now. I will post better pictures of the car when i get it back.

Mk1Racer

28th December 2017, 21:42

Just got an estimate from the body shop for $10,600 to repair. No way the the value will support repair. I will call Allstate tomorrow and talk market value for the car. I will try to purchase the car back. I am so bummed and disappointed. The car is at the body shop now. I will post better pictures of the car when i get it back.
Go to a couple different shops and ask for a cash estimate

Jaybeeski

28th December 2017, 22:13

The guy hit you, why are you talking to your insurance company?

angel

29th December 2017, 08:00

I apologize i should have been clearer. Allstate is the insurance company of the person who hit me. I am going through his insurance but i provided them BAT info as soon as possible to lead the effort on establishing a value. I will be hopefully buying back the car from them.

mrmustang

29th December 2017, 08:30

I apologize i should have been clearer. Allstate is the insurance company of the person who hit me. I am going through his insurance but i provided them BAT info as soon as possible to lead the effort on establishing a value. I will be hopefully buying back the car from them.

Just as an FYI, you should contact your insurance carrier and have them contact the other parties insurance company. That is what you pay them for.

angel

29th December 2017, 19:45

I contacted my insurance company. The agent stated I can either file a claim for the accident with them or go through the other party insurance. If I file a claim they would handle the accident but I am subject to my deductible. If I go directly to other party I do not have to pay anything. The other party is paying for a rental as well as damages. In the state of Florida injuries are handled through a no fault insurance policy with no deductible with my insurance policy as long as it does not exceed $10k. I am not an attorney and this is not legal advice. ( disclaimer :) ) But I will say Allstate has been very nice so far.

Jaybeeski

30th December 2017, 00:53

That looked like a pretty solid hit, how's your neck and back?

nashcarr

30th December 2017, 02:46

You could always not take the rental amd use that money against the value, they will let you do that to lessen the buy back amount. Assuming you have something to drive anyway.

huesmann

30th December 2017, 10:07

Maybe things work differently in Fla (maybe it's due to all the bluehairs?), but in my neck of the woods you let your insurance company handle the claim. If the accident is determined to be the other party's fault, it's all paid by their insurance. If there's a deductible on their policy they're subject to it.

GrFa

31st December 2017, 16:34

Going through the other parties insurance is the way to go unless you encounter issues. Then it may make sense to get yours involved. I would definitely consider buying back, repairing it, and enjoy driving your almost free Miata.

mrmustang

31st December 2017, 19:07

I contacted my insurance company. The agent stated I can either file a claim for the accident with them or go through the other party insurance. If I file a claim they would handle the accident but I am subject to my deductible. If I go directly to other party I do not have to pay anything. The other party is paying for a rental as well as damages. In the state of Florida injuries are handled through a no fault insurance policy with no deductible with my insurance policy as long as it does not exceed $10k. I am not an attorney and this is not legal advice. ( disclaimer :) ) But I will say Allstate has been very nice so far.

You were given faulty advice from whoever you spoke with at your insurance companies call center. Call and speak with your local insurance broker off manager.

1995m

7th January 2018, 20:21

First off, so sorry to hear your loss. It was such a beautiful car and so well kept. I may be biased being an original owner of one. I bought my M right off the dealer's showroom floor soon as I saw it.

I just spotted one running around in my part of town. A clean 1995 M Edition is a rare sight so I wrote a quick shout out to the owner about it in the regional forum.

As for the insurance, you do not need to deal with the other party's insurance. They do not have your best interest on their agenda, which is damage control - minimize the cost of this case. Although from what your insurance co. told you about not to bother them if at all possible, sounds like they don't have your best interest either.

If you are not assigned fault in this case, your insurance will file every claim you are entitled to in your coverage. They don't usually ask for the deductible until the dust settled. That is, if you were not at fault, and even tho say there is a deductible, they are not going to ask you to pay, not yet at least. They will try to collect from the other party's insurance.

In general, if you are not at fault, the only time you may be on the hook for the deductible is if the other party is an uninsured motorist AND you did not get the Uninsured motorist coverage. In Los Angeles where I used to live, it is a given you should get the Uninsured motorist coverage.

Your insurance co. stands to keep your future business, you would think this is the opportunity for them to show you they are worthy of it. They should at least take a statement from you regarding the accident, if anyone is hurt, how many people in each vehicle, names of people if known, any property damages etc. Then do a repair estimate. If that exceeds the threshold to the value of the vehicle, then work with you to establish a fair market value (FMV.)

When my 2-year old OTM was totaled many years back. All of the above were done by my own insurance co. I never had to be contacted by the other insurance co. other than some paper work later on.

An adjuster (from my own insurance co.) came to assess the damages. Ultimately the repairs cost close to the value of the car and it was totaled. In the offer to settle the claim, the FMV assessment included the price list of similar cars to mine in the area. I did some searches of vehicle sales in the area and it was similar to what they offered.

Months later, the court asked me if I would be asking for restitution. The other driver was field sobriety tested to be DUI and was arrested. Since I was already compensated by my insurance I didn't bother. Nothing else to claim anyway.

I always wonder whether my insurance co. did ask for restitution. If I recall the other party insurance was the minimal as required by CA law. Not sure if it would have covered the cost.

The service was professional and efficient. It's what they do and they know what they are doing. Your insurance is on your side.

So, contact your insurance and get them to get the ball rolling. They should be representing you to deal with the other insurance co. Then after all the dust had settled, find another insurance co.

osbornk

7th January 2018, 21:16

Just as an FYI, you should contact your insurance carrier and have them contact the other parties insurance company. That is what you pay them for.

FYI, You don't pay your insurance company to contact the other insurance company. You pay them to cover your damages if you elect to use them and to protect you against claims made by someone you damage or they claim you damaged. They will contact the other insurance company if they have a financial interest in the claim (they paid for the car and want to get their money back or they are investigating if the other party has insurance in case of an uninsured motorists claim). To do otherwise could be considered representing you and lawyers frown on that. I worked insurance claims for 31 years and we didn't get in the middle of claims between our policyholders and the at fault insurance company.

angel

19th January 2018, 21:11

Well I got the insurance estimate from adjuster. $6100. I told him that’s unacceptable. He said since i deny the amount another tech will call me. He didnt even look at the BAT comps i pulled. I called the claims person handling my account and I told her the same. She scheduled a conference call with the tech to talk about the “industry standard” they use to determine value. They can talk all they want but the car is worth at least $8k. I still have the option of going through my insurance company And filing a claim and then fight with them over value. Really frustrated. Meanwhile its been a month. I did tow the car back home.

magujia

20th January 2018, 00:24

Sorry to hear that Angel...
I have two cars for sale in the Austin CL if you want to use them them as comps.
I also have copies of bills of sale from previous sale, let me know how I can help. I know its frustrating, hang in there.
Good luck.
Michel.

twisties

20th January 2018, 06:34

Perhaps you could suggest they buy you this one to replace yours.

https://odessa.craigslist.org/cto/d/1995-class-mazda-miata/6463870676.html

mrmustang

20th January 2018, 06:50

FYI, You don't pay your insurance company to contact the other insurance company. You pay them to cover your damages if you elect to use them and to protect you against claims made by someone you damage or they claim you damaged. They will contact the other insurance company if they have a financial interest in the claim (they paid for the car and want to get their money back or they are investigating if the other party has insurance in case of an uninsured motorists claim). To do otherwise could be considered representing you and lawyers frown on that. I worked insurance claims for 31 years and we didn't get in the middle of claims between our policyholders and the at fault insurance company.

If the OP reads his policy carefully, he will see where his insurance company will act on his behalf in negotiating a settlement with the other party in order to be made whole again, and that is what I was getting at when I wrote my original post. Not to act as an attorney (although his specific policy may actually cover those type of reasonable costs as well), but to act as agent for the policy holder.

As a claims adjuster you were taught your company, or basic industry standard in order to perform your job (as a retired bodyshop owner, I was taught to deal with claims adjusters by the insurance industry and the body shop industry trade groups, which believe it or not, tries to play nicely with each other, DRP and non DRP accounts alike, or they did). Where it varies, is due to the type of coverage in each policy, you as the claims adjuster do not see this level of detail in your work order, only the basics in which to do your specific job. This compartmental policy within your company, and the industry as a whole, is where the disconnect, and your basis for your post comes in to play. Also, your training, and your policy varies from insurance company to insurance company and from claim to claim based on the coverage and the written policy for each consumer/client.

Perhaps you could suggest they buy you this one to replace yours.

https://odessa.craigslist.org/cto/d/1995-class-mazda-miata/6463870676.html

Actually, that concept works, "as it was not your fault their client hit your car." (state this to their claims people) Giving you the money to replace your old car with this one, regardless of the fact the car has less mileage, is the perfect solution to get you to close the claim and drive (walk) away..A win/win both both sides.

mrus

20th January 2018, 11:52

Talked about values a tiny bit yesterday at the BRG pricing topic area.
Bottom line

You can talk all the **** you want, but, an actual appraisal, from a known person or business, is what it will take.
That person>>> will have to show their credentialing, and prove it with the appraisal submission.

I have done many in my life, my verifiable past has never been questioned by the big companies.
As instance, Mr Bill/Mustang herein, would be an acceptable appraiser on your behalf, don't think he has time anymore though. My plate is full also.

It is not a 15 minute job>>> matter of fact, the BAT sales would be included in the appraisal, with 5 or more factual sales added in.

HERESAY does not count. Dealer license , Bonded, Insurance blanket and sometimes even credit reports are drawn on Appraisers<< no kidding.

This is just random quick thoughts. Find a Miata business company that has credentialing.
There are many>> that call themselves appraisers<<< they are clueless to a Miata NA value. AND will be argued.

angel

20th January 2018, 14:28

Thanks for the replies. I received a call this morning from another adjuster from Allstate who asked for any information i could provide to assist in establishing a value on the car. I sent her all the BAT info and the receipt of my 2 month old tires. She said she will forward to their valuation vendor and call me on Monday or Tuesday. That 95 M looks sweet! I just emailed him. To be honest I have not been looking but that 92 sby and 91 brg and this 95m all are exactly the kind of replacement I will be looking for.

twisties

20th January 2018, 16:05

Here's a 51k 96M just to round things out.

https://lasvegas.craigslist.org/cto/d/1996-miata-1owner-51k-miles/6463804754.html

tom4416

20th January 2018, 19:00

Here's a 51k 96M just to round things out.

https://lasvegas.craigslist.org/cto/d/1996-miata-1owner-51k-miles/6463804754.html

Oh my, that's an awfully pretty 96M for very reasonable money and no deferred maintenance. If only :cry:

twisties

20th January 2018, 19:21

Oh my, that's an awfully pretty 96M for very reasonable money and no deferred maintenance. If only :cry:

Quick weekend trip to Vegas is all it takes Professor ;)

osbornk

20th January 2018, 19:27

If the OP reads his policy carefully, he will see where his insurance company will act on his behalf in negotiating a settlement with the other party in order to be made whole again, and that is what I was getting at when I wrote my original post. Not to act as an attorney (although his specific policy may actually cover those type of reasonable costs as well), but to act as agent for the policy holder.

As a claims adjuster you were taught your company, or basic industry standard in order to perform your job (as a retired bodyshop owner, I was taught to deal with claims adjusters by the insurance industry and the body shop industry trade groups, which believe it or not, tries to play nicely with each other, DRP and non DRP accounts alike, or they did). Where it varies, is due to the type of coverage in each policy, you as the claims adjuster do not see this level of detail in your work order, only the basics in which to do your specific job. This compartmental policy within your company, and the industry as a whole, is where the disconnect, and your basis for your post comes in to play. Also, your training, and your policy varies from insurance company to insurance company and from claim to claim based on the coverage and the written policy for each consumer/client.

"If the OP reads his policy carefully, he will see where his insurance company will act on his behalf in negotiating a settlement with the other party in order to be made whole again, and that is what I was getting at when I wrote my original post." You are incorrect because the insurance company cannot negotiate a settlement with the other party as that has been construed as practicing law without a license. Attorneys love it when insurance companies try it because they make good money when they can prove it. The insurance company can only negotiate a settlement of the amount they pay and wish to recover from the guilty party. Legally, the insurance company cannot demand the deductible back but they ask and it is generally given. The insurance company can't act as a representative of the insured by law and can only seek the funds they have paid out and have an interest in. The insurance policies in a state are written the same way regardless of the company and are either approved by or written by the state.

mrmustang

20th January 2018, 22:17

"If the OP reads his policy carefully, he will see where his insurance company will act on his behalf in negotiating a settlement with the other party in order to be made whole again, and that is what I was getting at when I wrote my original post." You are incorrect because the insurance company cannot negotiate a settlement with the other party as that has been construed as practicing law without a license. Attorneys love it when insurance companies try it because they make good money when they can prove it. The insurance company can only negotiate a settlement of the amount they pay and wish to recover from the guilty party. Legally, the insurance company cannot demand the deductible back but they ask and it is generally given. The insurance company can't act as a representative of the insured by law and can only seek the funds they have paid out and have an interest in. The insurance policies in a state are written the same way regardless of the company and are either approved by or written by the state.

I went back and read my policy(s) after reading your post quoted above, you are correct, my auto policy does not offer legal services in their negotiations. They do state they will "in good faith" assist with making my car whole again. (generic in verbiage), and will attempt to recover my deductible from the other insurance company (doesn't this sound like it could be by legal means). However, my home owners policy offers them, and even further, it does include the cost coverage should I need to take "a party" (generic in verbiage) to court in order to recover expenses not covered by my automobile insurance coverage (again very generic in verbiage). Interesting to find which policy covered what, as I did remember reading it, but mixed up which policy covered what. Interesting note, I do not have the same company for my home and auto. But then again, I have earthquake coverage, flood coverage, and a host of other coverage I highly doubt will ever occur on my current geographic location. Yet, if a nuclear bomb goes off, I'm not covered, go figure :dunno:

angel

23rd January 2018, 18:59

Ok I need some help. I received the valuation from a company and they valued the car at $7,056. He sited as comps two miatas from the autotrader and did not even include the 3 comps I sent from BAT and the one from Craigslist currently on sale in Odessa. Man what shoddy workmanship! I looked up the VIN on one comp JM1NA3539S0605323 and it appears to be a base miata automatic! What website are you using to pull a comprehensive VIN report?
I need help. Does anyone know a valuation company that I could use (present company included) to get a real comp and valuation report? If not I am left to fight them on my own or file a claim thru my insurance company and be subject to the $500 deductible. I will still have no certainty that my insurance does not pick another company who refuses to take due diligence and fiduciary responsibility to look at comps of the same actual model in like condition. I hate people who just tick the box and not put effort into their work.

mrus

23rd January 2018, 19:30

Hate to say, but pretty much what I said above, huh.
Sending you a private email.
I am sure, that we all here wish you the best of luck.
Do keep us informed.
John

Cincycaddy

24th January 2018, 11:37

Sold for $7,495 two years ago and you got a comp for $7,065. Getting warmer.

angel

24th January 2018, 19:28

Great news! Allstate heard my comments and have scheduled an independent adjuster to come out and produce a new valuation. I actually have two recent comps one sold on BAT in October for $7900 (45k miles) and the one in craigslist for $8800. There is another one that sold in May for $9504 with 69K miles on BAT. They understand that this is a limited special edition that should be compared against same 95ms. That is the reason why they ordered it and I will be here to remind him of why he was called out. I need additional comps of 95m if you have any saved that were sold recently.
Excited just to have the correct comps used not a base miata adding options.

Cincycaddy

24th January 2018, 21:43

The BAT comps might carry some weight. Craigslist listings not so much. Good luck.

huesmann

25th January 2018, 11:16

If he has some kind of confirmation from the seller it might be worth something.

Frank Reiss

25th January 2018, 12:50

Just a thought, don't know if it's possible, but can you get a settlement check, and then proceed to buy back the car? If so, the pieces alone could be worth an easy $3000, perhaps more depending upon market condition and availability.

angel

30th January 2018, 20:32

Allstate called me today and gave the payout amount of $9,358! I haven’t seen the breakdown but it includes tax and DMV fee so I estimate the car valuation amount to be around $8,700 or so. According to the claims specialist the report states that I have a rare car in like new condition.
I thank God for fighting for me and providing this turn round.
Thanks to all of you for your advice and patience. I appreciate you all listening to me while I went through this very difficult process. I am really sad that this thread that started with such promise and excitement ends with sadness at the destruction of a beautiful survivor.
I will be on the hunt soon to replace the car hopefully with another low mileage 95m.

Cincycaddy

30th January 2018, 21:51

Allstate called me today and gave the payout amount of $9,358! I haven’t seen the breakdown but it includes tax and DMV fee so I estimate the car valuation amount to be around $8,700 or so. According to the claims specialist the report states that I have a rare car in like new condition.
I thank God for fighting for me and providing this turn round.
Thanks to all of you for your advice and patience. I appreciate you all listening to me while I went through this very difficult process. I am really sad that this thread that started with such promise and excitement ends with sadness at the destruction of a beautiful survivor.
I will be on the hunt soon to replace the car hopefully with another low mileage 95m.

Any idea what they want to buy it back?

Mk1Racer

30th January 2018, 22:35

What's the buy out? If it's reasonable, keep it and look for a body guy that will work for cash

angel

31st January 2018, 20:57

Working on it. I should have more info tomorrow.

KeeperNC

3rd February 2018, 11:21

You looking to pick up another 95M? If so, more pics and detail needed, but this one might be worth checking out.

https://odessa.craigslist.org/cto/d/1995-mazda-miata-series/6482845350.html

angel

14th February 2018, 10:54

Thank you. I looked at that one but decided against it about a month ago. Carfax shows mileage discrepancy. But it does appear from the photos to be a low mileage car.

Actually going down to see another low mileage 95M this morning. Will let you know how it goes.

Cincycaddy

14th February 2018, 12:25

Thank you. I looked at that one but decided against it about a month ago. Carfax shows mileage discrepancy. But it does appear from the photos to be a low mileage car.

Actually going down to see another low mileage 95M this morning. Will let you know how it goes.
What did the buyback end up being?

angel

14th February 2018, 15:05

Just saw this one. Good shape for 22 yr old car but i passed. I can give a full report when i get home.
https://fortmyers.craigslist.org/lee/ctd/d/rare-1995-mazda-miata-edition/6495421701.html

NeverEnough

14th February 2018, 16:26

This is why I am switching my Miata insurance over to Grundy with an agreed value. Way too much money in this car. Need to be sure I get enough to buy another similar NA if anything ever happens.

Colonel Angus

14th February 2018, 16:47

:jump: Oh my WORD!!! :jump:

You know, that one I'd check for rust. Cars that are this close to the Atlantic, do get quite a bit of seabreeze exposure. Seabreeze carries sand/salt.

Bull, my 1996 sat at condo's on the water in St. Petersburg for most of it's life (Miami before that) and it's as solid as a stone. I'm sick of this myth.

angel

14th February 2018, 21:57

Ok back now. This second owner car had honest normal wear with paint chips a few 2-3 inch scratches just above the passenger key lock and a spot on the rear bumper that looked like the 2x2 inch splatter disturbance in the paint. I did not see any clear coat peeling. He had the rear finish panel painted. The BBS rims were in good shape with only one having road rash. The interior was in good condition, seats excellent no rips tears or major wear but they were dirty. He replaced the gauge hood with the wrong type. Everything worked inside but the CD player. He had a wood nardi shifter not the leather one. He had the original radio and floormats in ok condition. He had the BBS wrench. The top is new, but it is a canvas top with glass window and it was a tan and brown fleck color I have never seen anything like it. The rear window defroster wire coming from the window was wrong and could not be connected to the connector. He said you have to rig it to connect it. Installation looked like it was done right. No real rust (only the surface kind that you normally find underneath on nut and bolts kind) on the body. All panels vin stickers were present. Engine bay looked ok. He said the timing belt was changed and the valve cover gasket but it looked like it was still leaking or had not been cleaned when he changed it. Some oil indicating a leak was present but nothing major.
I drove the car. The engine pulled strong as it should for 43K miles but the clutch was engaging high. There was a lot of tire noise from the left rear. The tires were the correct size but were inexpensive and old set.
The rear also felt a little low or sagging to me but it could have been the tires. Again I am comparing it to my 48K mile pristine no longer survivor car. It was in good condition for a 22 yr old car but not good enough for the money he was asking. Considering the last one sold at BAT was in Oct 2017 with 37K miles for $7900 in appreciably better condition. So for me I would rather wait and pay $10K for pristine model than have this one. It just felt like an old miata that was being sold for really great condition money. At least here in Florida and compared to comps on BAT.
As I type this description the car sounds better than the sum of the flaws. But again it is a nice 22yr old car for DD. I just wanted more and am willing to pay for it. I drive NA miatas because I love them I can pretty much drive anything I want.
So the hunt for me continues.....

Colonel Angus

14th February 2018, 23:28

https://orlando.craigslist.org/cto/d/2004-mazda-mazdaspeed-miata/6480786118.html

How's this grab ya' ?

angel

15th February 2018, 00:16

Looks really nice! But I love the NA’s!

Colonel Angus

15th February 2018, 09:04

So do I but I could live with a nice Mazdaspeed NB.

The Driver

17th February 2018, 13:49

:jump: Oh my WORD!!! :jump:

You know, that one I'd check for rust. Cars that are this close to the Atlantic, do get quite a bit of seabreeze exposure. Seabreeze carries sand/salt.

The car looks NICE!!!

Bull, my 1996 sat at condo's on the water in St. Petersburg for most of it's life (Miami before that) and it's as solid as a stone. I'm sick of this myth.

I grew up in Odessa, I went to Land O Lakes HS and USF main campus (also UCF), lived in Clerwater Beach, lived for over 23 years in the bay area; and my mother and two sisters still live in New Tampa, which I visit two or three times a year. In short, I know the area.

And though Florida cars seldom rust, I have seeing Atlantic Coast cars been rusted out, due to the high level/speed winds which are not experienced in the Gulf side. This winds carry salt, and allow for the sand to hide in weird and unexpected places. The same reason why home appliances need to be replaced more often on the Atlantic Coast, than properties that seat right on the Gulf.

The pics from this M should be styckied. I got tired of been accused of by some rust belt forum members, some of which thankfully stopped posting, of not knowing what a rust free car looked like, and that their cars crusty undersides were in fact "rust free". This M shows what a true rust free car looks like, just like my long gone 95M and my recently deceased 96 Montego.

angel

28th February 2018, 15:13

Update: Allstate would not let me buy back the car. It went to Coparts where it was auctioned off. I lost the auction by $50. The winning bid $2,550. I was able to purchase the wheels and seats back from the company that won the auction. Parts from the car are already showing up on eBay(hood, fenders). A sad end to a beautiful car.

Cincycaddy

28th February 2018, 15:39

Update: Allstate would not let me buy back the car. It went to Coparts where it was auctioned off. I lost the auction by $50. The winning bid $2,550. I was able to purchase the wheels and seats back from the company that won the auction. Parts from the car are already showing up on eBay(hood, fenders). A sad end to a beautiful car.

https://www.ebay.com/sch/m.html?_odkw=&fits=Model%3AMiata&_ssn=redlineautosports&hash=item239b1a6709%3Ag%3AP94AAOSwDUlaluMN&item=152926054153&_osacat=0&vxp=mtr&_from=R40&_trksid=p2046732.m570.l1313.TR10.TRC0.A0.H0.XMERLO T+MIATA.TRS0&_nkw=MERLOT+MIATA&_sacat=0

The Driver

28th February 2018, 16:40

https://www.ebay.com/sch/m.html?_odkw=&fits=Model%3AMiata&_ssn=redlineautosports&hash=item239b1a6709%3Ag%3AP94AAOSwDUlaluMN&item=152926054153&_osacat=0&vxp=mtr&_from=R40&_trksid=p2046732.m570.l1313.TR10.TRC0.A0.H0.XMERLO T+MIATA.TRS0&_nkw=MERLOT+MIATA&_sacat=0

Oh, I know that guy. He started his business posting on Craigslist, he is obviously moving up.

I remember him as a great person to do business with, and REALLY low prices. Looks like the mega deals, are out the window, based on his Ebay listings!

Mk1Racer

28th February 2018, 23:07

Update: Allstate would not let me buy back the car. It went to Coparts where it was auctioned off. I lost the auction by $50. The winning bid $2,550. I was able to purchase the wheels and seats back from the company that won the auction. Parts from the car are already showing up on eBay(hood, fenders). A sad end to a beautiful car.
Wow, I think that is the first time I've heard of someone not being able to buy their totalled car back. Just one more piece of evidence that reinforces why I think Allstate I'd a scumbaG company

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